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Meet the CEO of CM&M Financial Education Consulting LLC IAP,Cert. Coach
We offer Financial Planning, Investment Edu. Coaching & Self Directed Plans.
Investment Advice & Products are not offered
Welcome to cmandmconsulting.com!
Beginners. Entrepreneurs. Late Bloomers
We offer powerful educational classes and tailored sessions to help you understand (401k/Roth IRA retirement accounts and split options, interest bearing savings strategies and smart beginner-friendly investment foundations. Our team work hard to provide you with high-quality content that is both informative, engaging and very practical.
"you can only Grow what you water. Plant and prosper"
Building Wealth with Wisdom, Intention, Purpose and Faith. Where Faith Meets Financial Wisdom.
We provide faith - guided financial education for real life and real goals.
We offer one-on-one coaching and group classes to help beginners and late starters build confident 401(k), Roth savings, High yield savings and Stock market investments all done with clarity, purpose and peace.
We simplify the process through financial education and empowerment.
It's NEVER too late to start and you don't have to do it scared and alone, BUT you do have to do it!!
PLAN OPTIONS FOR ONE-ON-ONE FINANCIAL GOALS Choose a plan that best suits your money's mission *Plan prices can vary and are subject to change based on specific needs and goals.
Foundation Plan $390.00 Focus: Roth IRA setup +Super Savings Foundation
1
Includes:
- 60–75 minute Strategy Session
- Simple debt and budgeting prioritization plan
- Brief credit counsel and/or reset
- Starter High Yield Savings Plan (Emergency Fund mapping)
- Assistance with opening an interest bearing savings account.
401k & Roth IRA education (Traditional vs Roth explained clearly)
- 30-day follow-up check-in
Growth Package $695.00 Focus: Roth + 401k + High Savings Strategy
2
Includes:
- 90-minute Deep Dive Strategy Session
- 100% assistance with opening a Roth IRA & HYSA account and up to (1) Self-Directed Investment Account
- Roth IRA optimization
401k Roth vs Traditional percentage strategy
- High-yield savings structure
- Basic diversified Roth allocation strategy
Tax awareness education
- Contribution increase roadmap
- Help choosing brokerage (i.e. Fidelity, Schwab, etc.)
- 60-day accountability support (2 follow-ups)
Legacy Lane $1975.00 Focus: Retirement+ Wealth Acceleration
3
Includes:
- 6 Week Coaching Program
- Simple debt and budgeting prioritization plan
- Credit counsel and/or reset
- 401k & Roth IRA split education (Traditional vs Roth explained clearly)
* 100% assistance with opening a HYSA, Roth IRA & (3) Self-Directed Investment Plans
- High-yield savings structure
- Tax awareness education
- Retirement catch-up contribution planning (50+ strategy)
- Investment rebalancing education
- Help choosing brokerage (i.e. Fidelity, Schwab, etc.) assistance opening and funding all accounts
Plan options for high school students grades 9-12
Graduate with a Plan
If You Fail To Plan. You Plan To Fail.
Single workshop-$600
Option 1
90 min - Workshop
Power Point Presentation
Focus:
Budget Basics
Credit
Good Debt vs. Bad Debt
Financial Mistakes to Avoid
Call to Action - Practical Financial
Guidance upon graduating
Half-day workshop-$1700
Option 2
Money Mindset & Financial Awareness Half-day Workshop 3.5-4 hour
Power Point Presentation
Focus:
Money Mindset & Financial Awareness
Budgeting & Income Planning
Credit & Debt Reality
Banking & Financial Systems & how
they work
Investing & Wealth Building
Real-Life Financial Scenarios
Personal Financial Action Plan
4-week financial literacy series - $3900
Option 3
2 hour Power Point Presentation each week
Focus:
WEEK 1: Money Mindset & Budgeting Foundations “Control Your Money Before It Controls You”
WEEK 2 Banking, Credit & Debt “Build Credit — Don’t Be Trapped by It”
WEEK 3 Wealth Building & Investing Basics “Start Early. Stay Consistent.”
WEEK 4 Real-World Financial Decision Making “Design Your Financial Future Intentionally”
“Cents + Sense = Success.”
Earn.Spend.Save & Invest.Borrow.Protect
Knowledge Applied=Power
Our website offers a wide range of products and services. One of our main goals is to provide our "Students Approaching Graduation" with the best possible chance at future filled with "Financial Freedom" we've strived to make our website as user-friendly as possible to make that happen.
plan option for Religous Groups
"Money was designed to multiply"
Eccl 10:19. Luke 19::13 Matthew 25:14-30
"The Good Steward" Financial Group Session 3.5 hour slideshow
12
10 or more participants required, discounted at $85.00 per member,
Pastors also have the option at their discretion to pay for a group of their members who could benefit from t
Focus:
- Roth IRA optimization
401k Roth vs Traditional percentage strategy
- High-yield savings structure
- Basic diversified Roth allocation strategy(split)
- Taxable retirement options vs. Non-taxable.
- Contribution increase roadmap
- Practical Beginner
Investment Education
& Much More!
One-On-One Financial Coaching Sessions
15
Please refer to one-on-one session at top of page
Get Educated Today!